Terms of use

These terms are the agreement between you and Step Up Digital Ltd, registered in England and Wales, company number 13825008 (“we”), who run Sumjar. By creating an account you accept them. Please read them; they are short.

What Sumjar is

Sumjar is a tool for recording money coming in and going out, alone or shared with your household. It records numbers only: it does not hold, move or connect to real money, bank accounts or cards. It is not financial, tax or accounting advice, and the figures are only as accurate as what you and the people in your books type in.

Your account

• Use an email address you can access and keep your password private.
• You are responsible for what happens in your account.
• You must be 16 or over to use Sumjar.
• You can delete your account at any time from the Account page.

Shared books

A book’s owner decides who can join and what they can do. Anyone you give a link to, or add as an editor, can add and change entries in that book. Only share books with people you trust, and keep invite links private.

Your content

What you put in Sumjar stays yours. You allow us to store and process it only so we can run the service for you and the people you share books with, as set out in our privacy policy.

Fair use

Do not use Sumjar to break the law, to harass anyone, or to try to get into accounts or data that are not yours, and do not try to disrupt or overload the service. We may suspend or close accounts that do.

Price

Sumjar is free while it is in beta. If we introduce paid plans, we will tell you in advance. Nothing you already use will start costing money without your agreement.

Availability and your records

We work to keep Sumjar running and your data safe, but we cannot promise it will always be available or free of errors. Download reports of anything important to you from time to time.

Our responsibility to you

Nothing in these terms limits liability that cannot be limited by law, such as for death or personal injury caused by negligence, or for fraud. If you use Sumjar as a consumer, you also keep all your legal rights. Otherwise, we are not responsible for losses that were not foreseeable, for decisions you make based on figures in Sumjar, or for losses caused by entries made by other people in your books.

Changes and ending

We may update these terms. If a change matters, we will tell you by email before it takes effect. You can stop using Sumjar and delete your account whenever you like. If we ever close Sumjar, we will give you at least 30 days’ notice so you can download your books.

Law

These terms are governed by the law of England and Wales. If you live elsewhere in the UK or in the EU, you can also rely on the consumer protection rules and courts of where you live.

Contact

Questions: hello@sumjar.app. Post: 15 Summerlands Grove, Bradford, BD5 8QU, United Kingdom.